Preparing to Buy a Home
Here is a quick guide to buying your next home.
Prepare Your Finances
Know your credit history | A mortgage lender will help you determine how much home you can afford and if you need to do anything different to your finances before buying.
Calculate Debt | Carefully calculate your expenses and debts to help determine your desired monthly mortgage payment.
Gather Docs | You will need to have your tax returns, financial statements, and other relevant documents prepared.
Find a Lender | Find a mortgage lender that is reputable and will listen to your needs. A good loan officer can make or break your experience.
Get Pre-Approved | Once you have prepared your finances and have found a good lender to work with, make sure you have a pre-approval letter handy to prove your buying potential.